by DNotesEDU | Aug 19, 2018 | Budget, Dnotes, Saving
I smoke the occasional cigar, have a beer every once in a while, and you couldn’t pry the coffee cup out of my cold dead hand. But I will be the first to warn you that these vices can add up to tremendous costs over time, and can seriously limit your future... 
by DNotesEDU | Aug 5, 2018 | Budget, Financial Security, Saving
In the long run it doesn’t necessarily matter whether or not you earn a huge paycheck if you gear yourself toward financial success early on and maintain a steady course. Minimizing your personal expenses is the best way to ensure financial success. If you keep... 
by DNotesEDU | Dec 30, 2017 | Budget, Consumer Spending, Financial Planning, Personal Finance
The most common priorities tend to involve retirement, buying a home, emergency funds, and for parents, having enough money to pay for their children’s education can often top the list. Everyone is different, and what may be of utmost importance to you, may mean... 
by DNotesEDU | Apr 18, 2017 | Budget, Debt, Education, Financial Planning, Financial Security, Investing
Unless you were born a trust fund baby, it is virtually impossible to go through life without borrowing money. The decisions you make when taking on debt will have a deciding factor on how much gold, if any, is waiting for you at the end of your rainbow. Every loan... 
by DNotesEDU | Feb 25, 2017 | Budget, Debt, Financial Planning, Financial Security, Saving
Financial planning and budgeting is never an easy task, and even those who plan ahead can be caught off guard by unforeseen expenses. Ask yourself what would happen if you lost your job or primary income stream. Could you cut back on your spending enough to make ends... 