DNotes EDU – Cryptocurrency Education For All – Accomplishments of 2018

2018 has been a very busy year at DNotes EDU. We would like to take this opportunity to thank...

As a Financial Advisor, Can You Explain Cryptocurrency to Your Clients?

Originally published on DCEBrief, Mar 2016 Lately the subject of Bitcoin, cryptocurrency, and the...

Bitcoin and The Long Arm of The Law

Originally published on DCEBrief, Mar 2017 Regulation is a touchy subject in the bitcoin industry. Many cryptocurrency idealists who truly believe they are invincible to government reach, also believe that the lack of bitcoin-specific regulation gives them a free...

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ICOs May Have Nowhere to Hide from Canadian Securities Laws

Originally published on DCEBrief, Jan 2018 Contained within several notices from the Canadian Securities Administrators (CSA), are clarifications of the regulations in place that can determine the legality of Initial Coin Offerings (also called Initial Token...

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DNotes EDU – Cryptocurrency Education For All – Accomplishments of 2018

2018 has been a very busy year at DNotes EDU. We would like to take this opportunity to thank everyone for their ongoing support and positive feedback. Thank you to everyone in the cryptocurrency, cyber-security, and financial industries that create amazing and easy...

As a Financial Advisor, Can You Explain Cryptocurrency to Your Clients?

Originally published on DCEBrief, Mar 2016 Lately the subject of Bitcoin, cryptocurrency, and the blockchain has been garnishing daily headlines around the world. As a financial professional, how much do you really know about it? If the extent of your awareness on...

Bitcoin and The Long Arm of The Law

Originally published on DCEBrief, Mar 2017 Regulation is a touchy subject in the bitcoin industry. Many cryptocurrency idealists who truly believe they are invincible to government reach, also believe that the lack of bitcoin-specific regulation gives them a free...

Bitcoin Plays An Insignificant Role In The Tax Evasion Big Picture

Originally published on DCEBrief, Jan 2017 Large corporations, particularly multinationals, as well as some of the wealthiest members of society, often go to great lengths to get out of paying income tax. Their unlimited resources give them access to the best lawyers...

ICOs May Have Nowhere to Hide from Canadian Securities Laws

Originally published on DCEBrief, Jan 2018 Contained within several notices from the Canadian Securities Administrators (CSA), are clarifications of the regulations in place that can determine the legality of Initial Coin Offerings (also called Initial Token...

Op-Ed: Digital Currency and the Great Wealth Transfer

Originally published on DCEBrief, October 2016 In the United States alone, Baby Boomers (those born between 1946 and 1964) are on track to inherit around $12 trillion from their savings-conscious parents who were raised in the era of the Great Depression. Over the...

Cryptocurrency and the Home Based Business

Originally published by DCEBrief, April 2016  -  https://dcebrief.com/cryptocurrency-and-the-home-based-business/ As a small business begins to grow, it becomes part of the engine of job growth for the American economy. What many people don't know is that over half of...

DNotes Pay is the Only Cryptocurrency Merchant Service that Doesn’t Invade User Privacy

For an industry that touts a high level of privacy as a major selling point, all existing cryptocurrency merchant services are anything but private. To accept cryptocurrency payments with services provided by leading companies such as Coinbase and BitPay,...

DNotesEDU Announces Release of Cryptocurrency Industry Insight Report

Originally Published on Digital Currency Executive Brief DNotesEDU has announced the release of its Global Digital Currency Industry Insight Report, a 45-page examination of the cryptocurrency industry that covers a broad range of blockchain and...

Fraud Prevention – Identity Theft

What do hackers do with stolen data? They sell it on the black market, also called the Dark Web. Anyone in possession of your credit card information can max out the spending limit before you even know the card is compromised. A Social Security number and...

21 Common Types of Bank Fraud Explained

Bank fraud is the act of using unethical or illegal means to obtain money held by a financial institution. Bank fraud is not only committed by bank representatives, but also their partners, customers, completely unaffiliated parties, or any combination of...

Fraud Protection for Veterans

In honor of veterans that have served and sacrificed, we would like to say thank you. “Americans are grateful for the sacrifices made by those who serve in the U.S. armed forces,” said FTC Chairman Joe Simons. “Sadly, some con artists prey on that...

The Great Digital Gold Capers: How Founders and Early Adopters Can Salt Cryptocurrency Mines for Self Enrichment

Fast moving digital currency markets have seen their fair share of winners and losers who became so swept up by the promise of quick profit, that their better judgement was gone with the wind. The long term consequences of this mentality may be less...

(Press Release) DNotesEDU Joins Movement to Shine a Spotlight on Fraud

For Immediate Release November 6, 2018   DNotesEDU Joins Movement to Shine a Spotlight on Fraud International Fraud Awareness Week kicks off Nov. 12, 2018 worldwide   Fraud costs organizations worldwide an estimated 5 percent of their annual revenues,...

“ICO” Appears 20 Times in the SEC Division of Enforcement Annual Report

The U.S. Securities and Exchange Commission Division of Enforcement has released their annual report that included enforcement actions taken against various ICOs and blockchain companies. Outright fraud and the illegal sale of securities were the two forms...

How To Deploy Your Own Cryptocurrency For Free

STEP 1) Sign Up For An Account At GitHub STEP 2) Find Repository Of Cryptocurrency You Wish To Fork For this example we will use Bitcoin Core STEP 3) Click Fork To Create Your Own Forked Version Of The Repository STEP 4) Edit Branding And Network Rules...

Crypt’faux’currencies: Is Your Cryptocurrency Legitimate Or An Imposter?

It is very easy for newcomers to become lost amidst a swarm of hype and confusion surrounding cryptocurrency. A lot of them get so swept up by the thought of quick profit that they rarely take time to step back and analyze a system for what it is. Few take...

Stats Canada “Requests” Banking Information on 500,000 Unsuspecting Customers, as People Still Question the Merits of Cryptocurrency

Global News (Canada) has reported that government agency Statistics Canada is planning to "collect a mountain of information about Canadians' financial transactions. Banks and credit card companies are being asked to share customers' purchasing history...

21 Common Types of Bank Fraud Explained

Bank fraud is the act of using unethical or illegal means to obtain money held by a financial institution. Bank fraud is not only committed by bank representatives, but also their partners, customers, completely unaffiliated parties, or any combination of...

Fraud Protection for Veterans

In honor of veterans that have served and sacrificed, we would like to say thank you. “Americans are grateful for the sacrifices made by those who serve in the U.S. armed forces,” said FTC Chairman Joe Simons. “Sadly, some con artists prey on that...

Checklist: ICO Risk Profile Assessment

The following is a checklist designed to help individual investors conduct basic due diligence on ICO projects. Of course no investment is a sure thing, but proper due diligence can reduce your chances of investing in a loser. It is important that you...

Cryptocurrency Education Week

As part of Financial Literacy Month in the United States, DNotesEDU will be hosting Cryptocurrency Education Week from April 8th - 14th, 2018.   The goal is to raise awareness of the need for free, accurate, and unbiased introductory educational material...

Why Coin Age Matters in Cryptocurrency

When most people hear about the 1600 cryptocurrencies and ICO tokens listed on CoinMarketCap, they assume that number includes every one ever launched. This assumption may come after they scroll down to the end and notice hundreds that have no marketcap...

How The Easter Bunny Found Bitcoin

On March 23, 2008, Edward Bunny, a.k.a. the Easter Bunny, made a delivery that would change his life forever. A staunch traditionalist and dedicated professional, he was going to do something that morning that was so out of character, it was unbelievable...

Fraud Prevention – Falling for the Big Win

A phone call or email arrives with the news you have won the lottery, a trip, a contest, or some other prize - wow! The problem is, if you never bought a ticket or entered a draw for this windfall, it is likely a scam. The fraud is confirmed as soon as...

Online Security and Fraud Protection

Digital currencies, sometimes explained as "internet money", has brought an urgency for network security that few may be prepared for. Since everything done today that involves money, is at some point online and at risk, DNotesEDU has included a security...

Investment Fraud & Schemes

It may seem like the obvious target of investment scams would be seniors and those without investment knowledge. The truth is however, that no one is immune to investment fraud, as witnessed by the number of wealthy and educated investors that believed in...

Fraud Prevention – Scamming the Sick

Targeting those that are already suffering with various health issues is absolutely shameful, even for a criminal. A desperation to feel better or look better can lure people into falling for so-called miracle cures, effortless weight loss, and all sorts...

Your Financial Reputation

The terms credit score and credit rating are tossed around so much, they may be losing their effectiveness. Does the statement "You have a bad financial reputation" get the point across a little better? What does it all mean? Having a good financial reputation may not...

Introduction to Retirement Plans

Employer Sponsored Pension Plans A lot of people are counting on their workplace pensions to make up the majority of their retirement funding. The most common employer sponsored pensions will fall into one of the following two categories. ⦁ A defined benefit means you...

The Hunt for Your Data

For many of us our job or business requires us to be online, whereas for others it is simply a social ‘fix’, but we all have one thing in common. Our personal and financial data is online and at risk if we don’t follow strict security practises. Even the...

How to Choose a Cryptocurrency Exchange?

Not all exchanges are created equal. Some only list bitcoin and possibly a few other cryptocurrencies, while others may have over a hundred listings. There are exchanges that allow you to fund your account (often meaning to buy bitcoin first) using one or...

Free Cryptocurrency Trading Simulator

There is a lot to learn just covering the basics of cryptocurrency and how to buy your first bitcoin. Even though you may have told yourself you can handle the risk and volatility, when you finally attempt trading cryptocurrency on an exchange, your...

What are Bitcoin Futures?

In case you thought the whole concept of bitcoin was already too difficult to grasp for the average person, it is about to make friends with traditional financial products that very few people understand. Cboe Global Markets will be launching bitcoin futures trading...

Is The Bank Of Canada Holding Your Bank Account?

If you have a bank account that has seen no activity in the last ten years, it may be in the possession of the Bank of Canada (BoC). This also applies to other Canadian dollar financial instruments issued by a regulated bank or trust company, including term deposits,...

Programmed to Spend

April is Financial Literacy Month in the United States, and since its inception in 2004, it has raised public awareness and focused attention on the need for, and current lack of, financial education. While most of this is directed at students, there is a dire need...

Cryptocurrency: The Market Never Sleeps

Twenty four hours a day, seven days a week, you will find people 'rolling the dice', playing games, trying to outsmart 'the house', as well as spending, winning, or losing money. If you hadn't read the title of this article, you may have thought I was talking about...