DNotesEDU Blog

NEWS AND INFO FROM THE DNOTESEDU TEAM

Calling Out Vaporware In Cryptocurrency and ICO’s

ICO’s are notorious for being an easy method to deploy scams, but with a little basic due diligence any investor can avoid these scams with confidence, and ensure that they are not enabling the wrong people. Some groups have raised billions of dollars with...

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Beware of Pyramids and Other Scams Masquerading as Legitimate Digital Currency Investments

Originally Published on DCEBrief Wherever there is money to be made, there will always be crafty scam artists with complex plans to bilk naive and unsuspecting investors out of their money. Since bitcoin and dozens of other digital currencies are proving...

Step by Step Instructions – How to Buy DNotes Cryptocurrency on Stocks.Exchange

https://stocks.exchange/register Stocks.Exchange requires you to enable Two Factor Authentication by using your mobile device and the Google Authenticator app. DROPDOWN MENU CLICK MANAGE WALLETS   *DO NOT SEND BITCOIN TO THE ADDRESS USED IN THIS EXAMPLE. BE SURE YOU...

Financial Literacy Needs to Include Knowledge on Cryptocurrency

We are rapidly moving toward a digital world, and while it may be some time before artificial intelligence is cleaning your bathroom, digital money is already knocking on the door. Bitcoin and other cryptocurrencies are starting to make the push into the...

Wondering what DNotes is all about? Here’s the basics:

Wondering what DNotes is all about? Here’s the basics: pic.twitter.com/tUBqoOKrUS— DNotes (@DNotesCoin) May 7, 2018What is DNotes?•DNotes is a digital currency with a purpose: to serve as a real currency that people can use in their daily lives - unlike other...

Risk Reduction Strategies in Cryptocurrency Investing: Part 5 – Security Precautions

Moving to a world of mobile payments, digital currencies, and online storage of wealth, can put anyone on a path to financial ruin if they don't take adequate security measures. The rapid growth in cryptocurrencies like Bitcoin has resulted in an explosion...

Are You Loan Smart?

Unless you were born a trust fund baby, it is virtually impossible to go through life without borrowing money. The decisions you make when taking on debt will have a deciding factor on how much gold, if any, is waiting for you at the end of your rainbow. Every loan...

Next-Gen Investing

It is becoming increasingly more difficult to classify investments into a particular type as the lines are beginning to blur between those we associate with being traditional, and those that were considered alternative. Once stodgy pension funds may now be...

Government Benefits for Seniors in Canada – CPP & OAS

Canada Pension Plan (CPP) One of the cornerstones of retirement in Canada is the Canada Pension Plan. It is a public pension plan for all workers that provides eligible contributors with a limited replacement income when they retire or become disabled. It...

Free Cryptocurrency Trading Simulator

There is a lot to learn just covering the basics of cryptocurrency and how to buy your first bitcoin. Even though you may have told yourself you can handle the risk and volatility, when you finally attempt trading cryptocurrency on an exchange, your...

“Trendy Investments are Especially Ripe For Fraudsters” – SEC Office of Investor Education and Advocacy article on Cryptocurrenies & ICO Tokens

An article by Lori Schock, Director of the SEC's Office of Investor Education and Advocacy, further reiterates the need for accurate cryptocurrency education. The 'fear of missing out' enthusiasm is showing no age boundaries - students, millennials, and...

The Elephant in the Room: Cryptocurrency’s Massive Bubble(s)

There has been some consensus developing among experts that cryptocurrency is experiencing a bubble. What sort of bubble we are dealing with remains to be seen, and there are varying opinions on this complex matter. While the industry as a whole has barely begun to...

Making DNotes Accessible To All (Giveaway)

In the spirit of DNotes Global Inc's push toward digital currency mass adoption, DNotesEDU is making a concerted effort to get DNotes into the hands of the people. DNotesEDU is giving away 100 DNotes to 100 people, and multiple entrants will also receive...

The State of Global Cryptocurrency Regulation

If ever we needed the scales of justice to balance, it is now as governments around the world ponder cryptocurrency legislation. What we need is just enough regulation to protect consumers, but not so much that it stifles job creating innovation. At times...

Risk Reduction Strategies in Cryptocurrency Investing: Part 2 – Research

In order to reduce risk when investing, doing your own research is a must. Unfortunately most people don't know how, especially when it comes to cryptocurrency and ICOs. Judging from what is going on in the market, most people are simply following the path...

Is The Bank Of Canada Holding Your Bank Account?

If you have a bank account that has seen no activity in the last ten years, it may be in the possession of the Bank of Canada (BoC). This also applies to other Canadian dollar financial instruments issued by a regulated bank or trust company, including term deposits,...

DNotes & The Magic of Compound Interest: CRISP + Proof of Stake

I know you are the single smartest investor in the world, and that new car you bought 2 weeks ago is sure to regain the depreciation in a few decades when it becomes a collectors item. But the sad truth is, most people really have no clue when it comes to...

Cryptocurrency Education Week

As part of Financial Literacy Month in the United States, DNotesEDU will be hosting Cryptocurrency Education Week from April 8th - 14th, 2018.   The goal is to raise awareness of the need for free, accurate, and unbiased introductory educational material...

Calling Out Vaporware In Cryptocurrency and ICO’s

ICO’s are notorious for being an easy method to deploy scams, but with a little basic due diligence any investor can avoid these scams with confidence, and ensure that they are not enabling the wrong people. Some groups have raised billions of dollars with...

Reg. D 506(c) Investment Qualifications & Reg. D 506(c) vs. ICO

Disclaimer: This article is for educational purposes. Only accredited investors may participate in the DNotes Global Incorporated Reg. D 506(c) fundraising round. Prospective investors must register at https://investors.dnotesglobal.com/ and undergo an...

Checklist: ICO Risk Profile Assessment

The following is a checklist designed to help individual investors conduct basic due diligence on ICO projects. Of course no investment is a sure thing, but proper due diligence can reduce your chances of investing in a loser. It is important that you...

Earning DNotes by Staking

DNotes 2.0 is based on the Proof of Stake consensus mechanism, as opposed to the Proof or Work mechanism that was used to achieve consensus on DNotes 1.0. Proof of Work is still in use by many cryptocurrencies today, such as Bitcoin and Ethereum. These...

Give Up Your Vices & Take Up DNotes

I smoke the occasional cigar, have a beer every once in a while, and you couldn't pry the coffee cup out of my cold dead hand. But I will be the first to warn you that these vices can add up to tremendous costs over time, and can seriously limit your...

Cryptocurrency Education Week

As part of Financial Literacy Month in the United States, DNotesEDU will be hosting Cryptocurrency Education Week from April 8th - 14th, 2018.   The goal is to raise awareness of the need for free, accurate, and unbiased introductory educational material...

Why Coin Age Matters in Cryptocurrency

When most people hear about the 1600 cryptocurrencies and ICO tokens listed on CoinMarketCap, they assume that number includes every one ever launched. This assumption may come after they scroll down to the end and notice hundreds that have no marketcap...

How The Easter Bunny Found Bitcoin

On March 23, 2008, Edward Bunny, a.k.a. the Easter Bunny, made a delivery that would change his life forever. A staunch traditionalist and dedicated professional, he was going to do something that morning that was so out of character, it was unbelievable...

Fraud Prevention – Falling for the Big Win

A phone call or email arrives with the news you have won the lottery, a trip, a contest, or some other prize - wow! The problem is, if you never bought a ticket or entered a draw for this windfall, it is likely a scam. The fraud is confirmed as soon as...

Online Security and Fraud Protection

Digital currencies, sometimes explained as "internet money", has brought an urgency for network security that few may be prepared for. Since everything done today that involves money, is at some point online and at risk, DNotesEDU has included a security...

Investment Fraud & Schemes

It may seem like the obvious target of investment scams would be seniors and those without investment knowledge. The truth is however, that no one is immune to investment fraud, as witnessed by the number of wealthy and educated investors that believed in...

Fraud Prevention – Scamming the Sick

Targeting those that are already suffering with various health issues is absolutely shameful, even for a criminal. A desperation to feel better or look better can lure people into falling for so-called miracle cures, effortless weight loss, and all sorts...

Your Financial Reputation

The terms credit score and credit rating are tossed around so much, they may be losing their effectiveness. Does the statement "You have a bad financial reputation" get the point across a little better? What does it all mean? Having a good financial reputation may not...

Introduction to Retirement Plans

Employer Sponsored Pension Plans A lot of people are counting on their workplace pensions to make up the majority of their retirement funding. The most common employer sponsored pensions will fall into one of the following two categories. ⦁ A defined benefit means you...

The Hunt for Your Data

For many of us our job or business requires us to be online, whereas for others it is simply a social ‘fix’, but we all have one thing in common. Our personal and financial data is online and at risk if we don’t follow strict security practises. Even the...

How to Choose a Cryptocurrency Exchange?

Not all exchanges are created equal. Some only list bitcoin and possibly a few other cryptocurrencies, while others may have over a hundred listings. There are exchanges that allow you to fund your account (often meaning to buy bitcoin first) using one or...

Free Cryptocurrency Trading Simulator

There is a lot to learn just covering the basics of cryptocurrency and how to buy your first bitcoin. Even though you may have told yourself you can handle the risk and volatility, when you finally attempt trading cryptocurrency on an exchange, your...

What are Bitcoin Futures?

In case you thought the whole concept of bitcoin was already too difficult to grasp for the average person, it is about to make friends with traditional financial products that very few people understand. Cboe Global Markets will be launching bitcoin futures trading...

Is The Bank Of Canada Holding Your Bank Account?

If you have a bank account that has seen no activity in the last ten years, it may be in the possession of the Bank of Canada (BoC). This also applies to other Canadian dollar financial instruments issued by a regulated bank or trust company, including term deposits,...

Programmed to Spend

April is Financial Literacy Month in the United States, and since its inception in 2004, it has raised public awareness and focused attention on the need for, and current lack of, financial education. While most of this is directed at students, there is a dire need...